One of the conditions for opening new accounts with a great number of Western banks is the placement into the account of a non-decreasing deposit. The amount may vary from 25,000 to 100,000 US dollars (the deposit may be lower for private accounts). Certainly, there are also banks which require only a 5,000 US dollar deposit, just as there are those which require the deposit to be 200,000 US dollars, but these are not typical.

From the customer's point of view such a requirement is rather discriminatory, but at the same time, it is necessary to remember that each bank has the right to make its own conditions for the opening of accounts. There are also banks in any country which work with large numbers of the population and do not require a non-decreasing deposit in the account. But such banks do not often comply with the high requirements for working with foreign corporate accounts.